Crypto Cards Are Custodial and Surveillance-Based

Every major crypto card relies on a custodial model. This introduces several unavoidable problems:

  • users don’t own their funds

  • platforms can freeze balances at any time

  • personal data and spending history are fully visible

  • identity is tied to every purchase

  • transactions are logged, analyzed, and monetized

Crypto cards operate more like fintech analytics products than self-sovereign tools. Behind the scenes, every swipe is shared across processors, acquirers, and compliance vendors.

The result is a surveillance ecosystem, not a crypto-based payment solution.

This model is fundamentally incompatible with financial privacy - and is the opposite of what crypto was designed for.

Omnera removes custodians entirely.

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