Lack of Global Crypto-Fiat Interoperability

Even when users want to spend crypto, today’s systems introduce unnecessary friction:

• inconsistent liquidity across regions

• limited merchant acceptance

• slow settlement

• clunky conversion workflows

• fragmented on/off ramps

• card declines due to exchange issues

Crypto still does not “just work” at merchants.

Users need a private, seamless, and globally compatible way to convert crypto into spendable value without relying on custodians or regional bottlenecks.

Omnera provides instant, invisible conversion through a privacy-preserving settlement layer that integrates directly with Visa’s global network.