Protocol-Level Controls

The first line of defense in Omnera isn’t a KYC form - it’s protocol-level guardrails.

Some examples:

• Pre-funded model only Omnera is not a credit issuer. Users can only spend funds they’ve already deposited. This removes a huge surface area of classic card fraud and chargeback abuse.

• Per-transaction and velocity limits Even in no-KYC mode, users are subject to caps, rate limits and velocity rules. These can be tuned per asset, risk band or region, without tying them to invasive identity files.

• ZK validity + constraint proofs The same ZK-SNARK system that proves “this transaction is valid” can also encode “this transaction is within configured limits” - without exposing exact balances or full history. This combines enforcement with data minimization.

Omnera is not an “anything goes” black box. It’s a tightly bounded, rule-driven system that just happens to respect privacy.