Spending Flow
Top-Up The user sends crypto to their Omnera wallet address.
Proof Preparation When a payment is initiated (online or in-store), the wallet prepares a zero-knowledge proof that the transaction is valid.
Authorization Omnera verifies the proof (not the raw transaction details) and authorizes the payment.
Settlement Funds are converted and routed through Omnera’s settlement layer to the merchant via Visa.
Privacy Preserved The merchant sees a standard Visa transaction. Omnera sees a valid proof. No one sees the full transaction history or wallet state.
Last updated