KYC Overreach & Identity Exposure

Most crypto cards require full KYC before users can deposit, spend, or withdraw. This creates several issues:

• unnecessary identity exposure

• expanded attack surface for data leaks

• increased risk of targeted financial surveillance

• mandatory linking of identity to crypto activity

• exclusion of users without traditional documentation

For many users, KYC is not just friction - it is a dealbreaker.

Even for those willing to comply, KYC ties every purchase to their legal identity and ensures that issuers, processors, and analytics companies have full visibility into their financial life.

This level of data extraction is unnecessary for basic spending.

Omnera’s email-only onboarding removes that barrier while maintaining compliance through cryptographic guarantees, not identity collection.