Core Architecture

Omnera combines:

• a self-custodial wallet,

• a ZK-SNARK privacy engine,

• a transaction router,

• and a settlement layer connected to Visa.

The architecture is designed so that every card transaction is backed by a cryptographic proof instead of attaching user data to each payment.

From the user’s perspective:

• you deposit crypto,

• you receive a card,

• you spend anywhere Visa is accepted.

From the system’s perspective:

• only validity is visible,

• never the full picture of a user’s financial life.